Fasola, Olugbemi Olusanjo, Ugochukwu Onwudebelu, Achu Edim Etta, and Ali Harrison Ugadu. 2026. “An Escrow-Based Peer-to-Peer Online Payment System for Fraud Reduction”. Methods in Science and Technology Studies 2 (1):116-30. https://doi.org/10.64539/msts.v2i1.2026.485.